But there’s another, potentially even more important, impactful thing in our lives to spring clean – our finances. We’ve got a handful of helpful tips ahead for spring cleaning your finances.
– Reconcile your budget. Make sure you’ve got accurate tabs on what’s what in your budget right now. – Refresh it accordingly. Wait…you HAVE a budget, right? Right???? – Check your spending. Make note of any spending and check whether or not it aligns with your end goals. – Expense-check your calendar. By this I mean sit down with your calendar and check out what’s upcoming. – Consolidate accounts. I did this not too long ago and it was SO freeing! – Check your credit score. – Do some credit repair. – Credit repair can seriously help if/when you find yourself facing some mistakes – since hey, they happen!
– Set up auto-pays for bills to avoid late fees – Set yourself up with anything due regularly. – Throw some extra to retirement. – Rate shop around. – Don’t settle for face value if there’s better value around the corner! – Cancel subscriptions. – If I had a nickel for every random iTunes subscription in my bill…wow. – Go paperless. – Check out your emergency fund. – An emergency fund is life-saving – literally! Yours should be able to cover about 3 to 6 months of living expenses. – Check in on investments. – Spring cleaning your finances should always always always involve checking in on any investment portfolios you have. If you can, MAX OUT.
Be sure to check out the full blog post for more detailed information!
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